Own your Favourite Products on EMI: Hassle-Free


Purchasing necessary items or the latest gadgets can be a costly affair.

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As a result, you may have to put down your decision of buying in want of the required credit at your disposal.

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However, once you apply for a Bajaj Finserv EMI card and receive it, owning or purchasing your necessary or favourite items can become much easier.

You can use the card for both online and offline purchases from over 1.2 lakh stores partnered by Bajaj Finance. So, let’s know about how this card works and how you can avail one to fulfil your requirements.

What is the Bajaj Finserv EMI Card?

There are two different types of Bajaj Finserv cards. They are Bajaj Finserv Insta EMI Card and the other Bajaj Finserv EMI Network Card. Both these let you purchase your necessary items from all online and offline Bajaj Finserv-partner outlets without paying up front.

You can purchase your favourite gadgets and appliances like refrigerators, televisions, mobile phones, laptops, furniture, etc.

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, from stores including Flipkart, Amazon, Vijay Sales, Reliance Digital, Croma, and so on. Besides this effortless purchase, you also get special discounts and offers on more than 1 lakh products available in different partnered outlets.

How Does the Bajaj Finserv Card Work?

All your bills transacted in a month will get converted into easy and affordable EMIs which you will need to repay from the next month onwards.

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Thus, it works on the ‘buy now pay later’ mode.

While making a purchase using your Bajaj Finserv EMI Network card, you will get the option of choosing a suitable tenure. Your payable EMI amount will depend on your selected tenure. This way, you can easily pay for your favourite products by distributing your total bills in easy instalments over the entire repayment period.

Eligibility Criteria for Bajaj Finserv Card

You just need to be in the age group of 21 to 65 years and have a stable income source to be eligible for the card. Your credit limit will depend on your age, source of income, monthly earning, and repayment history.

How to Apply for Bajaj Finserv Card

It is simple and effortless to apply for the Baja Finserv Insta EMI Card. You will need only a few minutes to complete the 100% paperless process.

Here is the step-by-step process you will have to follow to apply for a Bajaj Finserv EMI card:

Step 1: Go to the official portal of Bajaj MARKETS

Step 2: Navigate to the section for EMI Network Card and click on ‘Apply Now’

Step 3: Enter your personal details along with your PAN card number and date of birth after ensuring that you meet the eligibility parameters

Step 4: Click the ‘Check Your Offer’ option to know the limit of your pre-approved offers

Step 5: Verify your request for the card by entering the OTP sent to your registered mobile number

Step 6: After verification, you will again have to enter your details including name, age, email ID, PIN, etc.

Step 7: Click on ‘Proceed’ to get to the KYC window

Step 8: Complete your KYC verification process

Step 9: Activate your EMI card by paying the activation charge of Rs. 530

You can also apply for the Bajaj Finserv EMI card offline by completing the following process:

Step 1: Visit any of the partnered offline outlets of Bajaj Finserv

Step 2: Convey to the store representative that you want to purchase your item through the Bajaj Finserv EMI card

Step 3: Provide the necessary documents for authentication

After this, the representative will do the needful so that you get your Bajaj Finserv Insta EMI Card. You also need to know how to use Bajaj EMI card to purchase items.

How Can You Buy Items Using Your Bajaj Finserv EMI Card?

Purchasing necessary items from online stores like Amazon, Flipkart, Reliance Digital, Croma, etc., or offline from Bajaj Finserv’s partnered outlets is very simple. You will have to first go to the checkout option after adding your items to your cart (in an online purchase) or going to the billing counter (in an offline purchase). Thereafter, you will have to follow the steps mentioned below

Step 1: Choose EMI as your preferred option for payment

Step 2: Select Bajaj Finserv EMI card for the transaction

Step3: Mention your suitable tenure and enter the OTP for authentication purposes

Upon completion, you will successfully purchase your favourite or necessary items using the EMI card.

Benefits of Bajaj Finance Cards

Besides the online purchases in instalments, you can get access to several other benefits from the Bajaj Finserv EMI Network Card. These are as follows:

  • You get a pre-approved credit limit of up to Rs. 4 Lakhs, depending on how you meet the eligibility parameters. You can purchase products on credit up to that limit.
  • You can also choose a repayment period between 3 months and 24 months and repay the bills at your convenience.
  • With the help of this card, it will now be possible to purchase both online and offline items on EMI.
  • You do not have to make any down payment to own your favourite item.
  • No charges will be applicable for you if you choose to foreclose your outstanding loan balance before your chosen tenure.

If you intend to make your necessary purchases effortless and independent of your savings, you can apply for a Bajaj Finserv EMI card. It will help you convert your bills into small instalments which you will be liable to repay within your chosen tenure. This way, you will not have to wait till you have enough balance to buy a necessary product.